FitBudget Privacy Policy
Effective Date: September 23, 2025
Applies to: FitBudget mobile application, version 1.0 and all subsequent updates unless explicitly stated otherwise.
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Table of Contents
1. Introduction
4. How We Use Your Information
9. International Users & GDPR Representative
10. Changes to This Privacy Policy
11. Apple App Store Privacy Labels
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1 Introduction
FitBudget by FitFinanceDad LLC (“we,” “us,” “our”) is a privacy-first mobile budgeting application. We are organized in the State of Wyoming, United States, and are committed to safeguarding your personal information. This Privacy Policy explains how we collect, use, store, and share data when you use FitBudget.
2 Scope and App Version
This Privacy Policy applies to FitBudget version 1.0 and all subsequent updates unless a future update includes a revised privacy notice. Please review this policy each time you update the app.
3 Information We Collect
User-Provided Budget Data – Budgets, expenses, income, and savings goals you manually enter (stored only on your device).
Financial Account Data (Premium, Optional) – Transaction data retrieved from your bank via Plaid when you link an account; credentials never reach us.
Crash Reports (Optional) – Diagnostic data sent to Sentry only if you opt in.
App Diagnostics (non-PII, Optional) – Anonymised TestFlight crash logs Apple may forward during beta testing.
Subscription Status – Anonymous purchase receipts processed by RevenueCat; no payment-card or personal identifiers are shared with us.
Device Permissions – Biometric or PIN authentication results (success/fail); raw biometric data never leaves your device.
We do not collect analytics, location, contacts, or advertising identifiers.
4 How We Use Your Information
• Provide core budgeting features.
• Sync transactions if you choose Plaid.
• Debug and improve stability (opt-in crash reports).
• Verify premium subscriptions via RevenueCat.
• Respond to support requests you initiate.
• Comply with legal obligations or protect rights, property, and safety.
We do not use data for advertising or profiling.
5 Third-Party Services
| Service | Purpose | Data Shared | Notes |
| Plaid | Optional bank sync | Bank identifier, public token → access token, requested transactions, IP address & request metadata | Credentials never seen by us; network routed through Cloudflare proxy. |
| Cloudflare Workers | Secure proxying of Plaid API calls | IP address, request metadata | No personal-finance data stored. |
| RevenueCat | Subscription verification | Anonymous user ID, store receipts | No PII or card data. |
| Sentry | Crash diagnostics (opt-in) | Anonymized crash log | Disabled by default. |
| Apple / Google | Payment processing | Store account ID, receipt | We get only receipt status via RevenueCat. |
| X (Twitter) Pixel | Advertising & campaign measurement (website only) | Page visit and click events | Used only on our marketing website to measure ad effectiveness. Does not run inside the FitBudget app, and no budgeting data is ever shared. |
We share no user data with any other third parties.
6 Data Storage and Security
Local-only storage – User data never leaves your device by default.
AES-encrypted Hive database – Protects data at rest.
Key Management – Encryption keys are stored securely in the iOS Keychain / Android Keystore.
Optional App Lock – PIN or biometric unlock.
TLS encryption in transit – For Plaid, crash logs, and subscription checks.
User responsibility – Device-level security (OS updates, passcodes) remains under your control.
7 Your Rights and Choices
•View, edit, delete any data in-app.
Export budgets/transactions as files you control.
Opt-in / Opt-out of crash diagnostics and in-app analytics at any time.
Unlink bank accounts or cancel subscriptions.
California (CCPA) & U.S. rights – We do not sell personal data; you may request deletion of crash logs.
GDPR rights – Access, correction, erasure, objection; see Section 9 for EU specifics.
Do Not Track signals – FitBudget does not respond to browser or device “Do Not Track” signals because the app does not track users across websites or serve advertising.
8 Children’s Privacy
FitBudget is not directed to children under 13. We do not knowingly collect data from children. Parents may contact us to delete any inadvertent data.
9 International Users & GDPR Representative
FitBudget is currently available in a limited number of countries and may expand to additional regions over time. We do not actively target or monitor EU users’ behavior; therefore, under GDPR Article 27 we are not currently required to appoint an EU representative. Should our processing activities change, we will appoint a representative and update this policy accordingly.
Any limited data stored by service providers (e.g., Sentry crash logs) resides on servers located in the United States.
If you reside in the European Economic Area or UK you retain GDPR rights (access, rectification, erasure, restriction, portability, objection). Because we store minimal data server-side, many requests can be fulfilled directly in the app; for anything else, contact us (Section 12).
10 Changes to This Privacy Policy
We may update this policy to reflect changes in law, technology, or our practices. We will notify you via in-app notice or website post and update the “Effective Date” above. Continued use of FitBudget after changes signifies acceptance.
11 Apple App Store Privacy Labels
FitBudget’s App Store Privacy Label reports the following:
- Data Not Collected: Name, email address, physical address, phone number, contacts, search history, usage data, diagnostics (when crash reporting is disabled), advertising identifiers, or any data used to track you.
- Data Linked to You: None.
- Data Collected (Optional):
- Crash Diagnostics – Only if you opt in to Sentry crash reporting; used solely for app stability.
- Financial Information – Transaction amounts, merchant names, and account types retrieved via Plaid if you link a bank; stored locally on your device for budgeting.
- Purpose: App functionality (budget calculations, premium subscription validation, crash diagnostics).
These categories exactly mirror the selections made in App Store Connect and are reviewed with each release.
12 Contact Information
For privacy inquiries or data requests, contact us at:
FitFinanceDad LLC
Attn: Privacy Officer
30 N Gould St, Ste N, Sheridan, WY 82801, USA
Email: [email protected]
You may also reach out via the in-app Support link.
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Last revised: June 1, 2025